Spend in any currency. Pay one flat fee.FX

No setup needed. Your card just works overseas, with one flat FX fee already in the rate.

A flat 0.95% FX fee, up to 3x cheaper than the banks.

Visa business debit cards for travel, overseas purchases and recurring subscriptions.

Every international payment lands in Weel, coded and ready to reconcile.

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Join 4,000+ finance teams in Australia and New Zealand completing every expense with Weel.

One flat FX fee, everywhere you spend

Up to 3x cheaper than the banks

No hidden markups, no per-transaction surprises - just one predictable rate, on every card and every budget.

Spending controls that travel with the card

One flat FX fee on every international payment, no hidden markups.

No manual FX admin

Every international payment lands in Weel already coded, exchange rate included, ready for reconciliation.

Travel in-store, subscriptions online

Pay for travel expenses in-store or subscriptions online, all on the same flat FX fee.

Every card, every budget

The same flat FX fee applies whether you're issuing physical or virtual cards, or spending across any team, project or entity budget.

A Weel card and a receipt captured while travelling for business

Business travel, covered

One Visa card for every trip, in every currency.

Team members spend in the local currency, no separate card needed.

One flat FX fee, no surprise mark-ups on the statement.

Receipts attach on the spot, nothing to reconstruct later.

Save on global subscriptions

Pay every subscription in its own currency, at Weel's flat FX fee.

Recurring international payments run on the same card.

See the exchange rate before the payment settles.

Every subscription lands coded and reconciled.

Weel virtual card managing a foreign-currency subscription payment

Pay international invoices, one flat rate

The same flat FX fee applies to every international invoice you pay.

Invoices captured and coded automatically, no manual entry.

Approvals happen the same way as every other payment.

See how much you'd save

Try Weel's FX savings calculator with your own numbers.

Weel’s FX Savings Calculator

The amounts above are calculated using the Visa exchange rate. Please note that the rate available at the time you make an international card payment on the Weel Visa Business Debit Card may be different and the foreign exchange rate applied will be the rate available at the time of processing the transaction.

How international payments work

01

Spend

Pay in the local currency on a Weel Visa business debit card, anywhere Visa is accepted.

02

See the fee

The exchange rate and Weel's flat FX fee show on the transaction as it happens.

03

Approve

Managers approve international spend the same way they approve every other Weel transaction.

04

Reconcile

The payment lands in your accounting software already coded, exchange rate and all.

How Weel compares

Feature

Weel business FX

Typical bank card

A flat FX fee, disclosed upfront

Up to 3x cheaper than typical bank card FX rates

Works overseas by default, nothing to set up

Spend policy enforced at the point of purchase

Every international payment lands coded, ready to reconcile

One login for multiple entities and currencies

Two-way sync to Xero, MYOB, NetSuite and more

Join 4,000+ finance teams in Australia and New Zealand completing every expense with Weel.

Request a demo

A Weel expert will reach out to discuss your needs

Over 60,000+ cardholders in Australia and New Zealand.

4,000+ finance teams trust Weel to close every expense.

The top-rated corporate card platform in the region.

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Frequently asked questions

What's the FX fee on Weel's Visa business debit card?

A flat 0.95% fee applies to international currency transactions, on top of the exchange rate at the time of the payment. It's up to 3x cheaper than typical bank card FX fees.

Does my Weel card work overseas?

Yes. Weel cards work overseas by default, with nothing to set up. A small number of countries are blocked for banking and risk reasons.

What exchange rate does Weel use?

International payments use the Visa exchange rate at the time the transaction is processed, plus Weel's flat FX fee.

Can I control how much my team spends overseas?

Yes. Spend policy, limits, merchant categories and mandatory receipts, is enforced at the point of purchase, for domestic and international spend alike.

Does Weel sync international payments to my accounting software?

Yes. Weel syncs two-way with Xero, MYOB, NetSuite, Business Central and QuickBooks, so international payments reconcile with everything else.

Can I issue cards to multiple entities for international spend?

Yes. Cards and budgets can be managed per site, business unit and entity from one login. Entities are priced individually, so talk to sales about group pricing.

Does the flat FX rate apply to paying international suppliers too?

Yes. Weel's Accounts Payable Automation applies the same flat 0.95% FX fee to international invoice and bill payments, up to 3x cheaper than typical bank rates, with invoice capture and approvals handled automatically.

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All rights reserved

In the spirit of reconciliation, Weel acknowledges and pays respect to the Traditional Custodians of the lands across Australia and their enduring connection to land, waters and community. We recognise the Gadigal people of the Eora Nation as the holders of Country where our head office stands, and we honour their Elders past and present. We also acknowledge Māori as tangata whenua and Treaty partners in Aotearoa New Zealand, affirming our commitment to the principles of Te Tiriti o Waitangi.

Any financial product advice that is provided in this material is general advice only and does not consider your objectives, financial situation or needs. You should consider the appropriateness of the advice, having regard to your objectives, financial situation and needs before acting on it.

Australia: Financial services are provided by Nium Pty Limited ACN 601 384 025 (AFS licence 464627). Weel Holdings Pty Ltd ACN 617 434 607 is an authorised representative of Nium Pty Limited (AFS Authorised Representative 1269625). Before you make any decision, you should consider the Product Disclosure Statement, Financial Services Guide and Target Market Determination.

New Zealand: Financial services are provided by Nium (New Zealand) Limited NZCN 9076652 (FSP 1006810) and Weel New Zealand Limited NZCN 9295557 (FSP 1009961). Neither company is licensed by a New Zealand regulator to provide the services. Their registrations on the New Zealand register of financial service providers do not mean that either is subject to active regulation or oversight by any New Zealand regulatory authority.

Further information is available at: letsweel.com/terms